If you wish to build or add to your old-age provision yourself then you can save with a life annuity or single premium insurance policy. These popular ways of saving money are often financially interesting. However, the treasury does make increasingly higher demands.
There are various reasons why people want to take out a life insurance. The most common reasons are:<br /> Paying off debts after death<br /> Saving for future expenditures (for instance a study insurance)<br /> Taking care of loved ones after death<br /> Income for old age (supplement to pension)<br /> Paying off mortgage debts (Capital insurance Own Home)
<strong>Dutch Financials Sites (in english)</strong></h2> (C) <a href="http://usa.rekenmodules.nl" target="_blank"> Rekenmodules</a></td><br /> <td bgcolor="#b3b3ff" valign="top" width="412"><h2><strong>Dutch Financial Sites (In dutch)</strong></h2> (C)<a href="http://www.huis.cc/indexuk.html" target="_blank">Huis.cc</a></td><br /> </tr><br /> <tr> <br /> <br /> <td align="left" valign="top"><br /> <br /> <a href="http://www.zorgverzekering.eu.com" target="_blank">Illness insurance</a><br> <br /> <a href="http://www.hypotheekrente.ws/en" target="_blank">Dutch mortgage rates</a><br><br /> <a href="http://insurance.rekenmodules.nl" target="_blank">Insurances in the Netherlands</a><br><br /> <a href="http://mortgage.rekenmodules.nl" target="_blank">Mortgages USA</a><br><br /> <a href="http://www.mb3-seo.com" target="_blank">Internet marketing (SEO)</a><br><br /> <a href="http://www.stores.ebay.com/Verzekering-Winkel" target="_blank">Our Ebay.com shop</a><br><br /> <a href="http://spain.rekenmodules.nl" target="_blank">Vacation in Spain</a><br><br /> </td><br /> <td align="left" valign="top"> <br /> <br /> <a href="http://www.int-bank.nl" target="_blank">Internet Bank </a><br><br /> <a href="http://www.mb3.nl" target="_blank">Internet marketing </a><br><br /> <a href="http://www.huis.cc">Huizensite met miljoen koophuizen</a><br><br /> <a href="http://stores.ebay.nl/Verzekering-Winkel">Ebay Verzekering Winkel</a><br><br /> <a href="http://spanje.rekenmodules.nl" target="_blank">Vakantie in Spanje</a>
If you took out a mortgage or other loan to fund the purchase, maintenance or improvement of an owner-occupied property, the related interest and charges will qualify as deductible expenses of an owner-occupied property in Box 1. These expenses can be deducted over a maximum period of 30 years, which is the most common term of a mortgage.
Boats<br /> When you own an open sail boat, sailing yacht with cabin, motor sail boat, motor cruiser, open tour boat, catamaran, trimaran, barge, speedboat, rubber boat or inflatable boat, you want your property to be well and cheap insured.
There are three types of coverage:<br /> Liability (WA in Dutch);<br /> Limited Body;<br /> Complete body (all risk insurance).
Short description<br /> When you advise customers as a company or as entrepreneur damages can develop through your fault. Your customer will suffer damages without damage to persons or property. In official insurance terms this is called direct or pure capital damage. That risk is insured with professional liability insurance. This insurance covers pure capital damage en not damage done to persons and/or property. The damage resulting from professional errors is covered. Capital damage that has developed in another way is usually not insured. The damage must be inflicted within the insured period of time. Sometimes the time before and/or after that period can also be insured for a higher premium.
Not deductible:<br /> - Registry of the transport deed at the Offices of Land Registry<br /> - Costs for building report;<br /> - Real estate agent’s brokerage;<br /> - Notary costs for the transport deed and transfer tax.
Every entrepreneur in Holland needs to be well insured. There are many different types of insurances. Which of those applied to you depends on the size of your business, your branch and whether or not you are starting up. Company insurances always have a part fit-to-size advice. Also, you might have to take out some insurance for yourself as DG (Director General).
The basic health insurance consists of:<br /> - medical care (general practitioner, medical specialists, clinical psychologist, nursing care, outpatient treatments);<br /> - dental care: children up to 18 years are extensively insured;<br /> - pharmacy (medicine)<br /> - medical aids<br /> - nursing care;<br /> - obstetrics, maternity care;<br /> - residence in connection with medical care (hospital, care hotel);<br /> - medically necessary transportation.
The Dutch insurance market<br /> # Are you staying in the Netherlands for a long period?<br /> # Are you not (yet) familiar with the Dutch language?<br /> # Are you interested on the Dutch financial, house and insurance market?
short description<br /> The LIB covers damages done to people or property, lest this happens within the insured capacity of the company, and the company is found liable. This can be damage caused by a person working for the company to third parties, but also damage caused by employees among each other (bodily harm or other) and damages that employees have sustained during work. The insured amount per occasion is € 907.560 or higher. Usually there is a maximum of twice that amount per insured year.<br /> Specification<br /> The LIB also covers the costs of liability for damages through the sudden release of environmentally dangerous substances. This dangerous substances coverage does not apply to damage on the insured location itself (company grounds). Environmental damage that has developed gradually, such as tanks or containers that leak for years, is also not covered. For this, a special environmental liability insurance has to be taken out (on so-called MAS conditions).<br /> Damage without damages to persons or property is not covered. Damage to goods that the company has in its keeping (used, carried, stores, borrows, rents, treats) and damages done by motor vehicles or aircraft is also excluded.
liability insurance in Holland<br /> <br /> Causing damage to others is troublesome enough. However, you also have to pay for that damage when you are liable. A ball through a window, a glass of wine on the neighbours’ carpet – mishaps happens all the time. That goes for every member of the family. Sometimes the costs can get rather high, for instance when the damage is physical…<br /> The Liability Insurance for Persons offers you financial protection for small damages as well as for larger ones. And that is a comforting feeling.<br /> Also in the Netherlands, judges are beginning to award larger recompenses in liability cases. So liability insurance may turn out to be very useful indeed.<br /> With this Liability Insurance the entire family, including pets, is insured when someone is found liable for damages caused to third parties.<br /> This insurance is especially for private persons. Therefore, liability connected to the practising of a profession or of a company is not insured
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